Monday, October 06, 2008

Time to get on my soapbox, watch out.

  Student loans? They're awful. I am sorry I even had to utilize them. Well, I did not have  much of  a choice. Anyhow, since I graduated, they gave me (and everybody) a  grace period of six months. Well you do not have to be a math major to figure out that my sixth month mark is quickly approaching. I tried to call and consolidate my loans today.  Guess what?!? They stopped consolidating loans in April 2008 (before I graduated). Lucky me. The lady said I would have to make many payments a month. Keep in mind they all equal to over 5oo dollars a month!!! 5oo dollars a month?!?!?  Who has that kind of money laying around. I don't So after crying and pleading with the lady, she offered me to lower my monthly payment. So I did and now I pay significantly less than 500 dollars per month. PHEW! Payments begin in December. I know it extended the amount of months I will be paying, but at least the amount per month is lowered for awhile. 
  The point of me explaining all of this is to lead into my ranting and raving moment. You see, I went to college to better myself.  Making better wages, saving more money, goal-setting, developing financial independence...etc...  As much as I appreciate my college degree, I certainly feel overwhelmed by this debt. If it were in fact were to stay at 500 dollars (plus) per month, that would have taken up most of my income per month. That's not exactly what I imagined financial stability to be.  This deserves a 'grumbles' moment. ::Sigh::  I know all will be fine, but until I truly get things figured out, I am totally lost in the world of numbers and negotiation.

 Life must move on.

 Speaking of lives, my brother is getting married in 6 days.  Wow, time does fly by. It seems like yesterday they just got engaged. That's going to be quite a party. I will be sure to write about it after the event. 

With that, enjoy the evening. Mine will be filled with laying out clothes for tomorrow and heading to bed.  


Rosko said...

I'm sorry to hear about your loans, and to an extent I know how you feel. I hope things work out for the best.

As for your brother getting married, that deserves a W00T!

Hope you have a great week.

Rosko said...

What's this? Almost 2 full weeks and no updates?!?! Outrage! :-P Have a good weekend and I will see you Sunday!